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Wednesday, October 28, 2020

Before Diwali, you will get Moratorium cashback, find out how much will be in the account

   Before Diwali, you will get Moratorium cashback, find out how much will be in the account

The compound interest (interest on interest) charged by the banks during the 6-month loan moratorium period will be credited to your account by 5th November. An order has been issued by the RBI.


The compound interest (interest on interest) charged by the banks during the 6-month loan moratorium period will be credited to your account by 5th November. An order has been issued by the RBI. The Reserve Bank of India (RBI) has directed all lending agencies, including non-banking financial companies, to repay the interest charged on loans up to Rs 2 crore for a period of six months starting March 1.

Before Diwali, you will get Moratorium cashback, find out how much will be in the account

Image Source

If you have taken a home loan, education loan, personal loan or any other type of loan with an amount less than Rs. Before Diwali, the government will give you back the double interest charged.


But the question on everyone's mind is how much money they will get back. Simply put, you will get back any difference between compound interest and simple interest paid for 6 months (March-August). Think of it as cashback in simple language.


The formula for calculating compound interest is a bit complicated. So we can tell you with simple calculation of how much interest you will get back. Let us understand it by example.


How much money will be refunded?


Example number 1


Suppose you have taken a loan of Rs 50 lakh. On which you are paying EMI at the rate of 7%


Compound interest calculation


Loan Amount- 50 lakhs

Interest - 7%

Time limit- 6 months

Compound interest- 1,77,572


Simple interest calculation


Loan Amount- 50 lakhs

Interest - 7%

Time limit- 6 months

Simple interest- 1,75,000


How much cashback will be refunded- Compound interest- Simple interest

                                         1,77,572- 1,75,000

                                           = 2572 rupees


That means Rs 2572 will be returned to the account in November.


Example number 2


Compound interest calculation


Loan Amount - 30 lakhs

Interest - 7.5%

Time limit- 6 months

Compound interest- 1,14,272


Simple interest calculation


Loan Amount- 30 lakhs

Interest - 7.5%

Time limit- 6 months

Simple interest- 1,12,500


How much interest will you get- compound interest- simple interest

                                 1,14,272 - 112500

                                   = Rs.1772


Example number 3


Suppose you have taken a loan of Rs 35 lakh. On which you are paying EMI at the rate of 6.9 per cent.


Compound interest calculation


Loan Amount- 35 lakhs

Interest - 6.9%

Time limit- 6 months

Compound interest- 1,22,499


Simple interest calculation


Loan Amount- 35 lakhs

Interest - 6.9%

Time limit- 6 months

Simple interest- 1,20,750


How much interest will you get- compound interest- simple interest

                               1,22,499 - 120750

                                = 1749 rupees

Click Here To Read Full Gujarati 

This calculation will give you an estimate of how much you will get back. Customers who took advantage of the moratorium or not were waiting for the RBI's order after the central government's announcement. Now, on Tuesday, the RBI has directed all banks and lenders in the country to extend the benefit of interest rebates to consumers as soon as possible.

Read More »

Before Diwali, you will get Moratorium cashback, find out how much will be in the account

   Before Diwali, you will get Moratorium cashback, find out how much will be in the account

The compound interest (interest on interest) charged by the banks during the 6-month loan moratorium period will be credited to your account by 5th November. An order has been issued by the RBI.


The compound interest (interest on interest) charged by the banks during the 6-month loan moratorium period will be credited to your account by 5th November. An order has been issued by the RBI. The Reserve Bank of India (RBI) has directed all lending agencies, including non-banking financial companies, to repay the interest charged on loans up to Rs 2 crore for a period of six months starting March 1.

Before Diwali, you will get Moratorium cashback, find out how much will be in the account

Image Source

If you have taken a home loan, education loan, personal loan or any other type of loan with an amount less than Rs. Before Diwali, the government will give you back the double interest charged.


But the question on everyone's mind is how much money they will get back. Simply put, you will get back any difference between compound interest and simple interest paid for 6 months (March-August). Think of it as cashback in simple language.


The formula for calculating compound interest is a bit complicated. So we can tell you with simple calculation of how much interest you will get back. Let us understand it by example.


How much money will be refunded?


Example number 1


Suppose you have taken a loan of Rs 50 lakh. On which you are paying EMI at the rate of 7%


Compound interest calculation


Loan Amount- 50 lakhs

Interest - 7%

Time limit- 6 months

Compound interest- 1,77,572


Simple interest calculation


Loan Amount- 50 lakhs

Interest - 7%

Time limit- 6 months

Simple interest- 1,75,000


How much cashback will be refunded- Compound interest- Simple interest

                                         1,77,572- 1,75,000

                                           = 2572 rupees


That means Rs 2572 will be returned to the account in November.


Example number 2


Compound interest calculation


Loan Amount - 30 lakhs

Interest - 7.5%

Time limit- 6 months

Compound interest- 1,14,272


Simple interest calculation


Loan Amount- 30 lakhs

Interest - 7.5%

Time limit- 6 months

Simple interest- 1,12,500


How much interest will you get- compound interest- simple interest

                                 1,14,272 - 112500

                                   = Rs.1772


Example number 3


Suppose you have taken a loan of Rs 35 lakh. On which you are paying EMI at the rate of 6.9 per cent.


Compound interest calculation


Loan Amount- 35 lakhs

Interest - 6.9%

Time limit- 6 months

Compound interest- 1,22,499


Simple interest calculation


Loan Amount- 35 lakhs

Interest - 6.9%

Time limit- 6 months

Simple interest- 1,20,750


How much interest will you get- compound interest- simple interest

                               1,22,499 - 120750

                                = 1749 rupees

Click Here To Read Full Gujarati 

This calculation will give you an estimate of how much you will get back. Customers who took advantage of the moratorium or not were waiting for the RBI's order after the central government's announcement. Now, on Tuesday, the RBI has directed all banks and lenders in the country to extend the benefit of interest rebates to consumers as soon as possible.

Read More »

You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme

   You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme

The festive season has begun. If you are thinking of buying gold, India's largest merchant payment company BharatPe has launched digital gold on its platform.


The festive season has begun. If you are thinking of buying gold, India's largest merchant payment company BharatPe has launched digital gold on its platform. Bharat has launched this new service in association with SafeGold. However, there is a digital platform that allows customers to buy, sell, and deliver 24-carat physical gold at a 24-hour low ticket size.


You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme
You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme



Image Sorce

According to Bharat Pena, merchants can buy and sell 24.5 carat gold of 99.5 percent purity anytime, anywhere with the BharatPe app. Bharat Balance or UPI can be used for digital gold. Bharat will also add credit/debit cards in more options.


Target to sell 6 kg gold by Diwali

Bharat has set a target of selling 6 kg of gold by Diwali. Merchants will be able to see real-time prices of gold linked to global markets.


 Gold purchases will also get the benefit of GST input credit. The merchant can also select the option of delivery of physical gold. 


The amount received by the merchant to sell digital gold can be transferred directly to the BharatPe registered account or later to his own bank account.


200 grams of gold sold on the day of launch

According to Bharat Pe, the launch of digital gold on the platform will give merchants a full range of financial products. "We received a merchant request to launch Gold on the BharatPe platform," said Suhail Sameer, Group President, Bharat Pe.

Click Here To Read In Gujarati

 The response has been good and 200 grams of gold have been sold on the day of launch. It has added new features. Our target is to establish digital gold in a major vertical form in the near future. The target is to sell 30 kg of gold in the financial year 2020-21.

Read More »

You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme

   You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme

The festive season has begun. If you are thinking of buying gold, India's largest merchant payment company BharatPe has launched digital gold on its platform.


The festive season has begun. If you are thinking of buying gold, India's largest merchant payment company BharatPe has launched digital gold on its platform. Bharat has launched this new service in association with SafeGold. However, there is a digital platform that allows customers to buy, sell, and deliver 24-carat physical gold at a 24-hour low ticket size.


You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme
You can buy 24-carat pure gold for just Rs. 1, this is BharatPe's new scheme



Image Sorce

According to Bharat Pena, merchants can buy and sell 24.5 carat gold of 99.5 percent purity anytime, anywhere with the BharatPe app. Bharat Balance or UPI can be used for digital gold. Bharat will also add credit/debit cards in more options.


Target to sell 6 kg gold by Diwali

Bharat has set a target of selling 6 kg of gold by Diwali. Merchants will be able to see real-time prices of gold linked to global markets.


 Gold purchases will also get the benefit of GST input credit. The merchant can also select the option of delivery of physical gold. 


The amount received by the merchant to sell digital gold can be transferred directly to the BharatPe registered account or later to his own bank account.


200 grams of gold sold on the day of launch

According to Bharat Pe, the launch of digital gold on the platform will give merchants a full range of financial products. "We received a merchant request to launch Gold on the BharatPe platform," said Suhail Sameer, Group President, Bharat Pe.

Click Here To Read In Gujarati

 The response has been good and 200 grams of gold have been sold on the day of launch. It has added new features. Our target is to establish digital gold in a major vertical form in the near future. The target is to sell 30 kg of gold in the financial year 2020-21.

Read More »

An important decision of the state government for electricity consumers will be a big benefit in the electricity bill

  An important decision of the state government for electricity consumers will be a big benefit in the electricity bill

The state government under the leadership of Chief Minister Vijaybhai Rupani has taken various decisions in the interest of the consumers so that the consumers consuming electricity in the state get electricity at cheaper rates and the burden of power generation cost does not fall on the consumers.

An important decision of the state government for electricity consumers will be a big benefit in the electricity bill


The state government led by Chief Minister Vijaybhai Rupani has taken various decisions in the interest of consumers to ensure that consumers in the state get electricity at cheaper rates and the burden of power generation costs is not borne by the consumers.



 The state government has decided to reduce the money. As a result, more than 1.40 crore customers in the state will get a three-month relief of Rs 356 crore. This was stated by Energy Minister Saurabhbhai Patel.


The energy minister added that in addition to energy charges, a fuel surcharge is levied on electricity bills from consumers. This fuel surcharge is levied on the basis of the formula prescribed by the Hon'ble Gujarat Electricity Regulatory Commission. During the last quarter i.e.



 during the quarter of July 2020 to September 2020, all the four power distribution companies under Gujarat Energy Development Corporation Limited were levying fuel surcharge at the rate of Rs. 2.00 per unit.


Against this, a fuel surcharge of Rs 1.81 per unit has to be levied during the October-December-December 2020 period. . The reduction will provide a relief of Rs 356 crore to power consumers.


Minister Saurabhbhai Patel added that. The main reason for the decline in fuel surcharge is that during this quarter, the state government has bought gas at cheaper rates in the interest of consumers and produced gas-based electricity. 

Click Here To Read News Report 


Click Here To Read Official Press Note

As a result, the cost of power generation has come down which the state government has decided to give direct benefit to the power consumers. This means that more than 1.40 crore customers will get this benefit directly, which will reduce their electricity bills and reduce their bills.

Read More »

An important decision of the state government for electricity consumers will be a big benefit in the electricity bill

  An important decision of the state government for electricity consumers will be a big benefit in the electricity bill

The state government under the leadership of Chief Minister Vijaybhai Rupani has taken various decisions in the interest of the consumers so that the consumers consuming electricity in the state get electricity at cheaper rates and the burden of power generation cost does not fall on the consumers.

An important decision of the state government for electricity consumers will be a big benefit in the electricity bill


The state government led by Chief Minister Vijaybhai Rupani has taken various decisions in the interest of consumers to ensure that consumers in the state get electricity at cheaper rates and the burden of power generation costs is not borne by the consumers.



 The state government has decided to reduce the money. As a result, more than 1.40 crore customers in the state will get a three-month relief of Rs 356 crore. This was stated by Energy Minister Saurabhbhai Patel.


The energy minister added that in addition to energy charges, a fuel surcharge is levied on electricity bills from consumers. This fuel surcharge is levied on the basis of the formula prescribed by the Hon'ble Gujarat Electricity Regulatory Commission. During the last quarter i.e.



 during the quarter of July 2020 to September 2020, all the four power distribution companies under Gujarat Energy Development Corporation Limited were levying fuel surcharge at the rate of Rs. 2.00 per unit.


Against this, a fuel surcharge of Rs 1.81 per unit has to be levied during the October-December-December 2020 period. . The reduction will provide a relief of Rs 356 crore to power consumers.


Minister Saurabhbhai Patel added that. The main reason for the decline in fuel surcharge is that during this quarter, the state government has bought gas at cheaper rates in the interest of consumers and produced gas-based electricity. 

Click Here To Read News Report 


Click Here To Read Official Press Note

As a result, the cost of power generation has come down which the state government has decided to give direct benefit to the power consumers. This means that more than 1.40 crore customers will get this benefit directly, which will reduce their electricity bills and reduce their bills.

Read More »

Third Eye Find Who Tries to access your mobile apps

  Third Eye Find Who Tries to access your mobile apps

Third Eye Find Who Tries to access your mobile apps: Use Third Eye and catch all the mobile snoopers with ease. Third Eye app will ease your task of catching your friends and family while they struggle to access your mobile. Third Eye will take a photograph while someone tries to access your mobile with the incorrect PIN, Pattern, or Password. You can catch the snoopers red-handed using this app. It provides a lot more cool features.

Third Eye Find Who Tries to access your mobile apps
Third Eye Find Who Tries to access your mobile apps



App Info

App Download Version 1.3.4

Last Updated Sep 11, 2020

Apk Size 6.8M

App by Mirage Stacks

Category Free Tools App

Content Rating Everyone

Support Android Version Android 16 and above

App Package com.miragestacks.thirdeye

Get it on Google Play

Features :

1. The app automatically takes a photograph while someone enters the incorrect PIN, Pattern, or Password.

2. Notification about wrong attempts while you unlock the lock screen.

3. Last Unlock Time feature will show you the previous lock screen unlock time. With that, you'll easily find if someone used your mobile without your knowledge.

4. in-depth photo logs of the mobile snoopers.

5. A lot more customization settings.


Download This App Click Here

Third Eye Find Who Tries to access your mobile apps

Note: “This app uses the Device Administrator permission.” This app uses the “Monitor screen-unlock attempts” device admin permission to detect the incorrect attempts in your mobile lock screen. Without permission, the app may not work properly.

Note: To Uninstall the app, please close up the intruder detection feature within the app and uninstall the app. Else, you'll directly use the Uninstall option available inside the app.

Read More »

Third Eye Find Who Tries to access your mobile apps

  Third Eye Find Who Tries to access your mobile apps

Third Eye Find Who Tries to access your mobile apps: Use Third Eye and catch all the mobile snoopers with ease. Third Eye app will ease your task of catching your friends and family while they struggle to access your mobile. Third Eye will take a photograph while someone tries to access your mobile with the incorrect PIN, Pattern, or Password. You can catch the snoopers red-handed using this app. It provides a lot more cool features.

Third Eye Find Who Tries to access your mobile apps
Third Eye Find Who Tries to access your mobile apps



App Info

App Download Version 1.3.4

Last Updated Sep 11, 2020

Apk Size 6.8M

App by Mirage Stacks

Category Free Tools App

Content Rating Everyone

Support Android Version Android 16 and above

App Package com.miragestacks.thirdeye

Get it on Google Play

Features :

1. The app automatically takes a photograph while someone enters the incorrect PIN, Pattern, or Password.

2. Notification about wrong attempts while you unlock the lock screen.

3. Last Unlock Time feature will show you the previous lock screen unlock time. With that, you'll easily find if someone used your mobile without your knowledge.

4. in-depth photo logs of the mobile snoopers.

5. A lot more customization settings.


Download This App Click Here

Third Eye Find Who Tries to access your mobile apps

Note: “This app uses the Device Administrator permission.” This app uses the “Monitor screen-unlock attempts” device admin permission to detect the incorrect attempts in your mobile lock screen. Without permission, the app may not work properly.

Note: To Uninstall the app, please close up the intruder detection feature within the app and uninstall the app. Else, you'll directly use the Uninstall option available inside the app.

Read More »

School Opning babat News Report

 Parents will be able to decide whether to send their children to school in the state, preparation for opening schools with these 4 issues.


While schools have been closed since March due to the Koro epidemic, sources said the state government had finally decided to start schools after Diwali, i.e. from November 8. Physical schools will be started but online education will also continue. In which parents will be given the option, whether they want to send their children to school or teach online.


According to sources, there will be strict adherence to the social distance in starting schools. Students' attendance at school will also be kept at 50% on any given day. That is, students will be called to the school in turn. Suppose most parents want to send their children to school, but only 20% of children will be admitted to the school on that day.


 It may be mentioned here that a round of meetings has been completed to consult with the school administrators. A series of meetings are going on with all the people concerned. Recently a meeting was held between the top officials of the state education department and the officials of the health department on the matter of starting schools.


In the first phase, it is quite possible to start Std. 9 to 12 and also from 6 to 8


Sources have said that the education department will start Std. 9 to 12 schools in the first phase. However, along with high school, schools of standard 6 to 8 will also be started in the primary section. Because, upper primary and higher secondary schools, teachers, and students are all three different.


Therefore, the Department of Education has made full preparations to start upper primary schools as well. However, classes from Std. 1 to 8 will not be started until the condition of Corona has completely subsided.


50% of attendance will be demanded


As per the rules of the education department, it is mandatory for a child to have 50% attendance in school. But this year the rule will be scrapped. The decision to send children to school in schools starting after the day will be taken by the parents and not the teacher or the principal. Apart from this, 90 percent attendance is not possible as students have to be called to the school from time to time.


Schools should not be blamed if a student is infected: Administrators


The opinion being expressed by the administrators regarding the commencement of schools is that the commencement of schools is welcome. But schools should not be blamed if a student becomes infected.


Preparing to open schools with these four issues

Click Here To Read Sandesh News Report

Government plans to start schools from November 23

Planning to start classes 9 to 12 in the first phase and 6 to 8 in the primary

Even if the parents are ready to send their children to school, only 30 percent entry will be given every day

Only the parents can decide whether to send the child to school or not

Excerpts from SoP's draft of starting schools

Parents will be able to decide whether to send their children to school in the state, preparation for opening schools with these 4 issues.
Parents will be able to decide whether to send their children to school in the state, preparation for opening schools with these 4 issues.


Mandatory arrangement of hygiene and sanitation in the school

Maintain a distance of 5 feet between baby seating arrangements

Adherence to the social distance in students during school entry and exit

Adhere to the social distance in transporting children to and from school

Strict adherence to government guidelines

Administrators will have to call different classes of students at different times

A separate weekly calendar for each class for attendance

The student cannot be compelled to attend school compulsorily

Schools with a large number of students will have to make two short shifts

Schools will also have to reduce teaching time to less than 5 hours

No school ceremonies, gatherings, or meetings

Meetings with parents must also be done online

All the rules and protocols of the guideline must be followed if any student or staff in the school comes up with a positive corona.

Read More »

School Opning babat News Report

 Parents will be able to decide whether to send their children to school in the state, preparation for opening schools with these 4 issues.


While schools have been closed since March due to the Koro epidemic, sources said the state government had finally decided to start schools after Diwali, i.e. from November 8. Physical schools will be started but online education will also continue. In which parents will be given the option, whether they want to send their children to school or teach online.


According to sources, there will be strict adherence to the social distance in starting schools. Students' attendance at school will also be kept at 50% on any given day. That is, students will be called to the school in turn. Suppose most parents want to send their children to school, but only 20% of children will be admitted to the school on that day.


 It may be mentioned here that a round of meetings has been completed to consult with the school administrators. A series of meetings are going on with all the people concerned. Recently a meeting was held between the top officials of the state education department and the officials of the health department on the matter of starting schools.


In the first phase, it is quite possible to start Std. 9 to 12 and also from 6 to 8


Sources have said that the education department will start Std. 9 to 12 schools in the first phase. However, along with high school, schools of standard 6 to 8 will also be started in the primary section. Because, upper primary and higher secondary schools, teachers, and students are all three different.


Therefore, the Department of Education has made full preparations to start upper primary schools as well. However, classes from Std. 1 to 8 will not be started until the condition of Corona has completely subsided.


50% of attendance will be demanded


As per the rules of the education department, it is mandatory for a child to have 50% attendance in school. But this year the rule will be scrapped. The decision to send children to school in schools starting after the day will be taken by the parents and not the teacher or the principal. Apart from this, 90 percent attendance is not possible as students have to be called to the school from time to time.


Schools should not be blamed if a student is infected: Administrators


The opinion being expressed by the administrators regarding the commencement of schools is that the commencement of schools is welcome. But schools should not be blamed if a student becomes infected.


Preparing to open schools with these four issues

Click Here To Read Sandesh News Report

Government plans to start schools from November 23

Planning to start classes 9 to 12 in the first phase and 6 to 8 in the primary

Even if the parents are ready to send their children to school, only 30 percent entry will be given every day

Only the parents can decide whether to send the child to school or not

Excerpts from SoP's draft of starting schools

Parents will be able to decide whether to send their children to school in the state, preparation for opening schools with these 4 issues.
Parents will be able to decide whether to send their children to school in the state, preparation for opening schools with these 4 issues.


Mandatory arrangement of hygiene and sanitation in the school

Maintain a distance of 5 feet between baby seating arrangements

Adherence to the social distance in students during school entry and exit

Adhere to the social distance in transporting children to and from school

Strict adherence to government guidelines

Administrators will have to call different classes of students at different times

A separate weekly calendar for each class for attendance

The student cannot be compelled to attend school compulsorily

Schools with a large number of students will have to make two short shifts

Schools will also have to reduce teaching time to less than 5 hours

No school ceremonies, gatherings, or meetings

Meetings with parents must also be done online

All the rules and protocols of the guideline must be followed if any student or staff in the school comes up with a positive corona.

Read More »

Thursday, October 22, 2020

The battery capacity of iPhone 12 series is less than that of iPhone 11 series, know the details of battery by model before buying

  The battery capacity of iPhone 12 series is less than that of iPhone 11 series, know the details of battery by model before buying



According to reports, the iPhone 12 has a 2815mAh battery, while the iPhone 11 has a 3110mAh battery.

The iPhone 12 Mini has a 2227mAh battery, which Apple claims gives 15 hours of video playback time.


Apple just launched the iPhone 12 series a few days ago with the best camera and 5G connectivity. According to the report, Apple has given a low capacity battery in the new iPhone model. The battery capacity of the iPhone 12 Pro Max has been revealed on China's TENAA certification site. The phone is listed with A2412 model number. According to the listing, the iPhone 12 Pro Max comes with a 3687mAh battery. It is larger than the iPhone 12 and iPhone 12 Mini. It has 2815mAh and 2227mAh batteries respectively.


The battery capacity of the iPhone 12 Pro Max is lower than that of the iPhone 11 Pro Max, which was launched last year. According to reports, it has a 3969mAh battery. This means that despite 5G, the company has given less battery capacity in the iPhone 12 series. The report also claims that if you use 5G in iPhone 12 series, the battery life will be reduced by 2 hours.


IPhone 12 series battery capacity


The TENNA listing for Apple model number A2412 has gone live and this model number is related to the most premium model of the series, the iPhone 12 Pro Max.

The specifications listed on the site indicate that the iPhone 12 Pro Max has a 3687mAh battery, which is 282mAh less than the 3969mAh battery found in the iPhone 11 Pro Max.

According to the listing, the iPhone 12 has a 2815mAh battery, which is less than the 3110mAh found in the iPhone 11.

The iPhone 12 Mini has a 2227mAh battery. However, the battery details of the iPhone 12 Pro have not come up yet.

The company claims that the iPhone 12 Mini offers 15 hours of video playback time while the iPhone 12 offers 17 hours of video playback time.

IPhone 12 Series: Price, Features and Availability in India




Specification of iPhone 12 series iPhone 12: It has a 6.1 inch Super Retina XDR OLED display screen. Corning's new ceramic shield is provided on it for screen safety. Its resolution is 2532x1170 pixels. It has an aluminum frame with a flat edge. According to the company, this iPhone is 11% thinner than the 11, 15% smaller, 16% lighter in weight. Black, Blue, Red and Green M5 color variants have been launched.


The new iPhone 5G supports connectivity. For this, the company has also optimized its iOS. The phone is endowed with an A14 bionic chip. The company has also recently used this chip in the iPad Air. The company claims that as long as the idle condition of the network remains, its maximum download speed will be up to 4Gbps. It will come in 64GB, 128GB and 256GB storage variants.


The phone has a 12 megapixel dual rear camera. It has a wide lens and an ultra wide lens. Ultra wide lenses cover the area up to 120 degrees. Compared to the iPhone 11, its low light photography quality has been improved by 27%. It features the new Smart HDR 3 camera. You will get a 12 megapixel front camera for selfies. It supports 15 watts of wireless charging.


Price of iPhone 12 in India


Variant price

64GB storage Rs 79,900

128GB storage Rs 84,900

256GB storage Rs 94,900

Note: The company will start pre-booking of iPhone 12 from October 23.


IPhone 12 Mini: It has a 5.4 inch Super Retina XDR display. Its resolution is 2340x1080 pixels. It has the same A14 biopic chip as the iPhone 12, which comes with 5G support. It also has a 12-megapixel dual rear camera and a 12-megapixel front camera. Except for the iPhone 12 and 12 Mini displays, the features of both are almost the same.


Price of iPhone 12 Mini in India


Variant price

64GB storage Rs 69,900

128GB storage Rs 74,900

256GB storage Rs 84,900

Note: The company will start pre-booking of iPhone-12 Mini from November 6.


IPhone 12 Pro: It has a 6.1 inch Super Retina XDR OLED display screen. Its resolution is 2532x1170 pixels. It also comes with an A14 bionic chip, which comes with 5G support. The phone has a 12-megapixel triple rear camera with two wide angle sensors and a telephoto sensor. There is a 12 megapixel front camera for selfies. You can buy it in 128GB, 256GB and 512GB storage variants.


The company says that the phone's battery supports 17 hours of video calling, 11 hours of video streaming and 65 hours of music. The 20 watt adapter charges up to 50% in these 30 minutes. The phone will be available in Silver, Graphite, Gold and Pacific Blue variants.


Price of iPhone 12 Pro in India


Variant price

128GB storage Rs 1,19,900

256GB storage Rs 1,29,900

512GB storage Rs 1,49,900

Note: The company will start pre-booking the iPhone 12 Pro from October 23.


IPhone 12 Pro Max: It has a 6.7 inch Super Retina XDR OLED display screen. Its resolution is 2778x1284 pixels. It also comes with an A14 bionic chip, which comes with 5G support. The phone has a 12-megapixel triple rear camera with two wide angle sensors and a telephoto sensor. It supports 5x zoom. There is a 12 megapixel front camera for selfies. You can also buy it in 8GB, 256GB and 512GB storage variants. The company says that 20 hours of video from the phone's batteryHours of video calling, 12 hours of video streaming, 80 hours of music. The phone is available in Silver, Graphite, Gold and Pacific Blue color variants.

Read Report

Price of iPhone 12 Pro Max in India


Variant price

128GB storage Rs. 1,29,900

256GB storage Rs 1,39,900

512GB storage Rs 1,59,900

Note: The company will start pre-booking of iPhone 12 Pro Max from November 6.

Read More »

The battery capacity of iPhone 12 series is less than that of iPhone 11 series, know the details of battery by model before buying

  The battery capacity of iPhone 12 series is less than that of iPhone 11 series, know the details of battery by model before buying



According to reports, the iPhone 12 has a 2815mAh battery, while the iPhone 11 has a 3110mAh battery.

The iPhone 12 Mini has a 2227mAh battery, which Apple claims gives 15 hours of video playback time.


Apple just launched the iPhone 12 series a few days ago with the best camera and 5G connectivity. According to the report, Apple has given a low capacity battery in the new iPhone model. The battery capacity of the iPhone 12 Pro Max has been revealed on China's TENAA certification site. The phone is listed with A2412 model number. According to the listing, the iPhone 12 Pro Max comes with a 3687mAh battery. It is larger than the iPhone 12 and iPhone 12 Mini. It has 2815mAh and 2227mAh batteries respectively.


The battery capacity of the iPhone 12 Pro Max is lower than that of the iPhone 11 Pro Max, which was launched last year. According to reports, it has a 3969mAh battery. This means that despite 5G, the company has given less battery capacity in the iPhone 12 series. The report also claims that if you use 5G in iPhone 12 series, the battery life will be reduced by 2 hours.


IPhone 12 series battery capacity


The TENNA listing for Apple model number A2412 has gone live and this model number is related to the most premium model of the series, the iPhone 12 Pro Max.

The specifications listed on the site indicate that the iPhone 12 Pro Max has a 3687mAh battery, which is 282mAh less than the 3969mAh battery found in the iPhone 11 Pro Max.

According to the listing, the iPhone 12 has a 2815mAh battery, which is less than the 3110mAh found in the iPhone 11.

The iPhone 12 Mini has a 2227mAh battery. However, the battery details of the iPhone 12 Pro have not come up yet.

The company claims that the iPhone 12 Mini offers 15 hours of video playback time while the iPhone 12 offers 17 hours of video playback time.

IPhone 12 Series: Price, Features and Availability in India




Specification of iPhone 12 series iPhone 12: It has a 6.1 inch Super Retina XDR OLED display screen. Corning's new ceramic shield is provided on it for screen safety. Its resolution is 2532x1170 pixels. It has an aluminum frame with a flat edge. According to the company, this iPhone is 11% thinner than the 11, 15% smaller, 16% lighter in weight. Black, Blue, Red and Green M5 color variants have been launched.


The new iPhone 5G supports connectivity. For this, the company has also optimized its iOS. The phone is endowed with an A14 bionic chip. The company has also recently used this chip in the iPad Air. The company claims that as long as the idle condition of the network remains, its maximum download speed will be up to 4Gbps. It will come in 64GB, 128GB and 256GB storage variants.


The phone has a 12 megapixel dual rear camera. It has a wide lens and an ultra wide lens. Ultra wide lenses cover the area up to 120 degrees. Compared to the iPhone 11, its low light photography quality has been improved by 27%. It features the new Smart HDR 3 camera. You will get a 12 megapixel front camera for selfies. It supports 15 watts of wireless charging.


Price of iPhone 12 in India


Variant price

64GB storage Rs 79,900

128GB storage Rs 84,900

256GB storage Rs 94,900

Note: The company will start pre-booking of iPhone 12 from October 23.


IPhone 12 Mini: It has a 5.4 inch Super Retina XDR display. Its resolution is 2340x1080 pixels. It has the same A14 biopic chip as the iPhone 12, which comes with 5G support. It also has a 12-megapixel dual rear camera and a 12-megapixel front camera. Except for the iPhone 12 and 12 Mini displays, the features of both are almost the same.


Price of iPhone 12 Mini in India


Variant price

64GB storage Rs 69,900

128GB storage Rs 74,900

256GB storage Rs 84,900

Note: The company will start pre-booking of iPhone-12 Mini from November 6.


IPhone 12 Pro: It has a 6.1 inch Super Retina XDR OLED display screen. Its resolution is 2532x1170 pixels. It also comes with an A14 bionic chip, which comes with 5G support. The phone has a 12-megapixel triple rear camera with two wide angle sensors and a telephoto sensor. There is a 12 megapixel front camera for selfies. You can buy it in 128GB, 256GB and 512GB storage variants.


The company says that the phone's battery supports 17 hours of video calling, 11 hours of video streaming and 65 hours of music. The 20 watt adapter charges up to 50% in these 30 minutes. The phone will be available in Silver, Graphite, Gold and Pacific Blue variants.


Price of iPhone 12 Pro in India


Variant price

128GB storage Rs 1,19,900

256GB storage Rs 1,29,900

512GB storage Rs 1,49,900

Note: The company will start pre-booking the iPhone 12 Pro from October 23.


IPhone 12 Pro Max: It has a 6.7 inch Super Retina XDR OLED display screen. Its resolution is 2778x1284 pixels. It also comes with an A14 bionic chip, which comes with 5G support. The phone has a 12-megapixel triple rear camera with two wide angle sensors and a telephoto sensor. It supports 5x zoom. There is a 12 megapixel front camera for selfies. You can also buy it in 8GB, 256GB and 512GB storage variants. The company says that 20 hours of video from the phone's batteryHours of video calling, 12 hours of video streaming, 80 hours of music. The phone is available in Silver, Graphite, Gold and Pacific Blue color variants.

Read Report

Price of iPhone 12 Pro Max in India


Variant price

128GB storage Rs. 1,29,900

256GB storage Rs 1,39,900

512GB storage Rs 1,59,900

Note: The company will start pre-booking of iPhone 12 Pro Max from November 6.

Read More »

Now in truecaller you will also know the reason why the caller called you, learn about the 3 new features of the app

 Now in truecaller you will also know the reason why the caller called you, learn about the 3 new features of the app




Ruecaller adds new features like Call Reason, Scheduled SMS and SMS Translation M3

All these features are being launched for Android users before


It is easier to receive a call if you know the reason for the call from an unknown number. Now caller ID working app truecaller has come up with this kind of feature. The company is rolling out globally for Android users before this feature.


3 new features in truecaller Truecaller has added Call Reason, Scheduled SMS and SMS Translation feature. Learn more about these features ...


1. Call Reason


This feature allows users to set the reason for the call in advance. So the user receiving the call can know the reason for calling. I.e. whether the call has been made for personal, business or urgent reasons. With the help of this feature a note can be sent during the call, in which the reason for making the call is written. This feature will be helpful for those who are getting a call from a new number.


2. Schedule SMS


This feature allows users to schedule a message reminder for an event, meeting or other reason. For this the user has to set the time and date of sending the message. So the message will be sent automatically as per the scheduled time.


3. SMS translation


Read Report


This feature allows you to translate messages received in another language into your own language. This feature is powered by Google's ML Kit. So all the messages can be processed and translated locally on the phone. This feature supports 59 languages. It has 8 Indian languages. This feature will be helpful for those who do not know any other language.

Read More »

Now in truecaller you will also know the reason why the caller called you, learn about the 3 new features of the app

 Now in truecaller you will also know the reason why the caller called you, learn about the 3 new features of the app




Ruecaller adds new features like Call Reason, Scheduled SMS and SMS Translation M3

All these features are being launched for Android users before


It is easier to receive a call if you know the reason for the call from an unknown number. Now caller ID working app truecaller has come up with this kind of feature. The company is rolling out globally for Android users before this feature.


3 new features in truecaller Truecaller has added Call Reason, Scheduled SMS and SMS Translation feature. Learn more about these features ...


1. Call Reason


This feature allows users to set the reason for the call in advance. So the user receiving the call can know the reason for calling. I.e. whether the call has been made for personal, business or urgent reasons. With the help of this feature a note can be sent during the call, in which the reason for making the call is written. This feature will be helpful for those who are getting a call from a new number.


2. Schedule SMS


This feature allows users to schedule a message reminder for an event, meeting or other reason. For this the user has to set the time and date of sending the message. So the message will be sent automatically as per the scheduled time.


3. SMS translation


Read Report


This feature allows you to translate messages received in another language into your own language. This feature is powered by Google's ML Kit. So all the messages can be processed and translated locally on the phone. This feature supports 59 languages. It has 8 Indian languages. This feature will be helpful for those who do not know any other language.

Read More »

Don't ignore blood pressure: Even people who seem normal can suffer from high blood pressure, this silent high BP is dangerous for the heart; What are the reasons?

  Don't ignore blood pressure: Even people who seem normal can suffer from high blood pressure, this silent high BP is dangerous for the heart; What are the reasons?



According to research published in JAMA Cardiology, symptoms of high blood pressure often include normal blood pressure.


Do you think your blood pressure is normal? You think again. An ideal blood pressure is 120mm of systolic pressure, which means that when our heart beats, it spreads blood to other parts of our body.


This produces a temperature in the body. At this temperature our bloodpressure should be 120mm. In addition to the blood pressure we measure, there is a blood pressure called systolic pressure.


There are symptoms of high blood pressure, but what if the blood pressure is normal?


According to research published in the medical journal JAMA Cardiology, when systolic blood pressure rises to 90mm above normal, the risk of coronary artery damage increases when it reaches 120mm to 210mm. The coronary arteries are the part of the heart that transports oxygenated blood to the heart muscles.

Therefore, whenever there are symptoms of higher than normal blood pressure and the blood pressure appears to be normal in the reading, we should check the systolic pressure. The results of the research show that systolic pressure needs to be taken seriously.

According to research published in JAMA, the level of blood pressure that we normally consider normal can also be high. It can cause many heart related problems. Experts believe that people in non-industrial areas where pollution is low have a systolic blood pressure of 90 and a maximum of 120.

Heart related risk factor increases with age


The study was conducted by cardiologist expert Dr. CMS and Professor p. Was performed under the supervision of Welton. It involved about 1,500 middle-aged women and men. The study found that they did not have any heart-related problems.

As people get older, their risk factors for heart disease also increase. Therefore, experts believe that with increasing age, our blood pressure sometimes rises due to the side effects of taking all kinds of drugs.

Growing up should focus on meditation, exercise and diet. Experts believe that weight should not increase with age. Obesity increases the chances of diabetes and hypertension which can lead to problems like high systolic blood pressure.

Not just focusing on bloodpressure

Read Report

Heart Expert Dr. P. According to Welton, it is wrong to focus only on bloodpressure. "People with high blood pressure also have many other problems," he said. We should also focus on controlling other problems along with blood pressure.

Cholesterol and glucose levels can also be high in people with high blood pressure, which can lead to heart problems, he said, citing an example. Dr. P. "The best thing is to look at other risk factors in addition to blood pressure," Welton said.

Read More »

Don't ignore blood pressure: Even people who seem normal can suffer from high blood pressure, this silent high BP is dangerous for the heart; What are the reasons?

  Don't ignore blood pressure: Even people who seem normal can suffer from high blood pressure, this silent high BP is dangerous for the heart; What are the reasons?



According to research published in JAMA Cardiology, symptoms of high blood pressure often include normal blood pressure.


Do you think your blood pressure is normal? You think again. An ideal blood pressure is 120mm of systolic pressure, which means that when our heart beats, it spreads blood to other parts of our body.


This produces a temperature in the body. At this temperature our bloodpressure should be 120mm. In addition to the blood pressure we measure, there is a blood pressure called systolic pressure.


There are symptoms of high blood pressure, but what if the blood pressure is normal?


According to research published in the medical journal JAMA Cardiology, when systolic blood pressure rises to 90mm above normal, the risk of coronary artery damage increases when it reaches 120mm to 210mm. The coronary arteries are the part of the heart that transports oxygenated blood to the heart muscles.

Therefore, whenever there are symptoms of higher than normal blood pressure and the blood pressure appears to be normal in the reading, we should check the systolic pressure. The results of the research show that systolic pressure needs to be taken seriously.

According to research published in JAMA, the level of blood pressure that we normally consider normal can also be high. It can cause many heart related problems. Experts believe that people in non-industrial areas where pollution is low have a systolic blood pressure of 90 and a maximum of 120.

Heart related risk factor increases with age


The study was conducted by cardiologist expert Dr. CMS and Professor p. Was performed under the supervision of Welton. It involved about 1,500 middle-aged women and men. The study found that they did not have any heart-related problems.

As people get older, their risk factors for heart disease also increase. Therefore, experts believe that with increasing age, our blood pressure sometimes rises due to the side effects of taking all kinds of drugs.

Growing up should focus on meditation, exercise and diet. Experts believe that weight should not increase with age. Obesity increases the chances of diabetes and hypertension which can lead to problems like high systolic blood pressure.

Not just focusing on bloodpressure

Read Report

Heart Expert Dr. P. According to Welton, it is wrong to focus only on bloodpressure. "People with high blood pressure also have many other problems," he said. We should also focus on controlling other problems along with blood pressure.

Cholesterol and glucose levels can also be high in people with high blood pressure, which can lead to heart problems, he said, citing an example. Dr. P. "The best thing is to look at other risk factors in addition to blood pressure," Welton said.

Read More »

New features for Durga Puja have come on Facebook and Instagram, cool content can be created with AR filters

  New features for Durga Puja have come on Facebook and Instagram, cool content can be created with AR filters



Heaps of Features and Content Programming Launched for Virtual Durga Puja Celebrations

These features include special AR filters and stickers


Due to the Kovid-19 epidemic, the festive season this year is not as good as it used to be. So people on social media especially on Facebook and Instagram can’t even share a photo of the Navratri celebration. In Teva, Facebook and Instagram have launched a number of features and content programming to make the virtual Durga Puja celebration entertaining.


These features include special AR filters and stickers. Users can create stories, reels, Facebook posts and programming content with specific hashtags like # DurgaPujo2020, #ShubhoMahalaya, #FBDurgaPujo, #IGDurgaPujo.


You will get these new features


Facebook has introduced an AR filter called 'Pujaparikrama'. This will allow users to feel the Pooja and Pandal Festival experience virtually. It has also introduced an AR effect called 'Durga Pujo'. This will allow a casual tilt of the head to switch between mother Durga and the asura. With the help of these features, users will be able to create more attractive stories.

Facebook and Instagram have also launched Durga Puja GIFs. Searching for the word 'Pujo' can make Instagram stories and reels better.

Due to the coronavirus, Durga Puja Festival will be held live on different platforms across the country, including West Bengal, this year. You can join the puja through FB Live, Post and IG Stories. People will be able to watch the pooja rituals from various Facebook live of the pandals from the comfort of their home.

Read Report

New hashtag

The hashtag will be available for worship-specific content on Instagram's new short form video feature reels:

#AmarPujoReel, #DurgaPujoReel, #FeelKaroReelKaro, #FeelItReelIt, #FeelKorboReelKorbo, #ReelyPhataphatiPujo, #PujoDekhechiReelKorechi, #PujoFeelershaateyReel, #PujoReelChallenge, # DurgaPujo2020, #ShubhoMahalaya, #FBDurgaPujo and #IGDurgaPujo.

Read More »

New features for Durga Puja have come on Facebook and Instagram, cool content can be created with AR filters

  New features for Durga Puja have come on Facebook and Instagram, cool content can be created with AR filters



Heaps of Features and Content Programming Launched for Virtual Durga Puja Celebrations

These features include special AR filters and stickers


Due to the Kovid-19 epidemic, the festive season this year is not as good as it used to be. So people on social media especially on Facebook and Instagram can’t even share a photo of the Navratri celebration. In Teva, Facebook and Instagram have launched a number of features and content programming to make the virtual Durga Puja celebration entertaining.


These features include special AR filters and stickers. Users can create stories, reels, Facebook posts and programming content with specific hashtags like # DurgaPujo2020, #ShubhoMahalaya, #FBDurgaPujo, #IGDurgaPujo.


You will get these new features


Facebook has introduced an AR filter called 'Pujaparikrama'. This will allow users to feel the Pooja and Pandal Festival experience virtually. It has also introduced an AR effect called 'Durga Pujo'. This will allow a casual tilt of the head to switch between mother Durga and the asura. With the help of these features, users will be able to create more attractive stories.

Facebook and Instagram have also launched Durga Puja GIFs. Searching for the word 'Pujo' can make Instagram stories and reels better.

Due to the coronavirus, Durga Puja Festival will be held live on different platforms across the country, including West Bengal, this year. You can join the puja through FB Live, Post and IG Stories. People will be able to watch the pooja rituals from various Facebook live of the pandals from the comfort of their home.

Read Report

New hashtag

The hashtag will be available for worship-specific content on Instagram's new short form video feature reels:

#AmarPujoReel, #DurgaPujoReel, #FeelKaroReelKaro, #FeelItReelIt, #FeelKorboReelKorbo, #ReelyPhataphatiPujo, #PujoDekhechiReelKorechi, #PujoFeelershaateyReel, #PujoReelChallenge, # DurgaPujo2020, #ShubhoMahalaya, #FBDurgaPujo and #IGDurgaPujo.

Read More »

Need money urgently? Instant personal loans may be the answer

  Need money urgently? Instant personal loans may be the answer




Our lives have been affected in different ways and most people are facing financial crisis. Your savings or investments will naturally have to be broken down in the face of financial crisis, but even that may not always be practical. This is where a personal loan from a trusted lender can come in handy.


Before explaining the meaning of how a personal loan can be a useful solution for managing your money, let us first understand what a personal loan is and how it works.


Personal Loan- Handy Remedy?


Most lenders- banks and non-banking finance companies (NBFCs) offer personal loans as unsecured loan offers. This means you don't have to put up any collateral against the money you want to borrow. It is this uniqueness that makes personal loans so popular today. Unlike other forms of secured financing, personal loans are quick and easy.


With a very short time from application to delivery, you can get the funds you need to meet a variety of planned and unplanned expenses, especially those that require money to deal with an emergency. The documentation involved is straightforward and the process is unlikely to be delayed.



You can also get an instant personal loan, in which the money you need is approved in minutes and delivered to you in record time. Let's take a look at some of the amazing features of a personal loan that can benefit you


Personal loans are processed without collateral

As we mentioned earlier, instant personal loans do not require the lender to pledge any assets as a guarantee against the loan. This reduces the documentation for the loan as well as the time it takes to get your application approved.


Personal loans are usually paperless

With the advancement in technology it is now possible to get a personal loan without the need for any real paperwork. Soft copies of your documents can be submitted online and you do not need to do that if you are an existing customer of a reputed lender like Bajaj Finserv. You can view your pre-approved offer in minutes and get the money you need in a few easy steps.


These loans are disbursed quickly without any hassle

Bajaj Finserv Personal Loan on approval gives you the benefit of fast delivery. When a personal loan amount is transferred to a new customer within 24 hours, those eligible for a pre-approved offer can receive funds in their bank account in less than 20 minutes *. All of this is done in the comfort of your own home or office!

 





Personal loans are offered with a convenient repayment term

Getting immediate funding in an emergency is one thing, but instant personal loans also have the added benefit of convenience when it comes to repaying a loan. For example, Bajaj Finserv offers a repayment term of up to 60 months with unique features like Flexi Hybrid feature, which can help reduce your EMI by up to 45% *.


This is made possible by giving you the option to pay only the amount of interest as EMI for the initial term of the loan. The interest applies only to the loan amount you actively use and not to the fully approved loan, thus reducing your burden. You can then withdraw funds from your total approved loan when you need more money and make partial payments when you can.


You can also calculate personal loan EMI using an online personal loan calculator to estimate your monthly expenses before you apply for a loan. With this tool you can also plan a favorable term and the most economical EMI for your desired loan amount and thus a budget for advance repayment.


Conclusion


Personal loan financing can also be special when it comes to emergencies or planned expenses. You can get the money you need without breaking your savings just by filling out an online form.


However choosing the right lender is extremely important to ensure excellent conditions and hassle-free borrowing experience on your personal loan. Bajaj Finserv is one of the largest diversified non-banking finance companies (NBFCs) in the country, offering instant personal loans with many attractive features, making the loan process easy and hassle-free.

Read Report

So Rs. Take a loan of up to Rs 25 lakh and repay the loan amount in a convenient period of up to 60 months. In addition, eligible customers can take advantage of the 100 per cent digital process and take out a loan without going to the branch or leaving the house.


So who are you waiting for? Check out your pre-approved personal loan offer today to get your instant personal loan in minutes.

Read More »

Need money urgently? Instant personal loans may be the answer

  Need money urgently? Instant personal loans may be the answer




Our lives have been affected in different ways and most people are facing financial crisis. Your savings or investments will naturally have to be broken down in the face of financial crisis, but even that may not always be practical. This is where a personal loan from a trusted lender can come in handy.


Before explaining the meaning of how a personal loan can be a useful solution for managing your money, let us first understand what a personal loan is and how it works.


Personal Loan- Handy Remedy?


Most lenders- banks and non-banking finance companies (NBFCs) offer personal loans as unsecured loan offers. This means you don't have to put up any collateral against the money you want to borrow. It is this uniqueness that makes personal loans so popular today. Unlike other forms of secured financing, personal loans are quick and easy.


With a very short time from application to delivery, you can get the funds you need to meet a variety of planned and unplanned expenses, especially those that require money to deal with an emergency. The documentation involved is straightforward and the process is unlikely to be delayed.



You can also get an instant personal loan, in which the money you need is approved in minutes and delivered to you in record time. Let's take a look at some of the amazing features of a personal loan that can benefit you


Personal loans are processed without collateral

As we mentioned earlier, instant personal loans do not require the lender to pledge any assets as a guarantee against the loan. This reduces the documentation for the loan as well as the time it takes to get your application approved.


Personal loans are usually paperless

With the advancement in technology it is now possible to get a personal loan without the need for any real paperwork. Soft copies of your documents can be submitted online and you do not need to do that if you are an existing customer of a reputed lender like Bajaj Finserv. You can view your pre-approved offer in minutes and get the money you need in a few easy steps.


These loans are disbursed quickly without any hassle

Bajaj Finserv Personal Loan on approval gives you the benefit of fast delivery. When a personal loan amount is transferred to a new customer within 24 hours, those eligible for a pre-approved offer can receive funds in their bank account in less than 20 minutes *. All of this is done in the comfort of your own home or office!

 





Personal loans are offered with a convenient repayment term

Getting immediate funding in an emergency is one thing, but instant personal loans also have the added benefit of convenience when it comes to repaying a loan. For example, Bajaj Finserv offers a repayment term of up to 60 months with unique features like Flexi Hybrid feature, which can help reduce your EMI by up to 45% *.


This is made possible by giving you the option to pay only the amount of interest as EMI for the initial term of the loan. The interest applies only to the loan amount you actively use and not to the fully approved loan, thus reducing your burden. You can then withdraw funds from your total approved loan when you need more money and make partial payments when you can.


You can also calculate personal loan EMI using an online personal loan calculator to estimate your monthly expenses before you apply for a loan. With this tool you can also plan a favorable term and the most economical EMI for your desired loan amount and thus a budget for advance repayment.


Conclusion


Personal loan financing can also be special when it comes to emergencies or planned expenses. You can get the money you need without breaking your savings just by filling out an online form.


However choosing the right lender is extremely important to ensure excellent conditions and hassle-free borrowing experience on your personal loan. Bajaj Finserv is one of the largest diversified non-banking finance companies (NBFCs) in the country, offering instant personal loans with many attractive features, making the loan process easy and hassle-free.

Read Report

So Rs. Take a loan of up to Rs 25 lakh and repay the loan amount in a convenient period of up to 60 months. In addition, eligible customers can take advantage of the 100 per cent digital process and take out a loan without going to the branch or leaving the house.


So who are you waiting for? Check out your pre-approved personal loan offer today to get your instant personal loan in minutes.

Read More »